Here's the rule of thumb.
MSI can't make a motherboard or VGA to save their lives. If they were the last PC company on earth I would be forced to buy a Mac. So avoid them. If you can't afford anything decent, you shouldn't be building a computer.
Abit.. They are better quality for sure, but very fussy on how they allocate their resources. Configuring them can be a complete pain in the ass, but even if they are, once you get it right they are very reliable.
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