Forced to buy bad computer.

computermaineack · 09-20-2006, 12:54 AM

Don't get a credit card! One of the biggest mistakes kids make is getting a credit card before they're ready. If you miss payments, etc, it can REALLY screw up your credit future.

For example, my dad's CC bills are pretty high (he had to charge a lot of his business costs to his personal credit cards or his suppliers were going to stop shipping to him). He recently started paying off his credit cards (well, a lot more, anyway). One one of his credit cards, every payment he makes, AMEX lowers his credit limit. He payed off the debt with the intent that he would have that much extra "leeway" in case he needed it, but instead, they keep lowering his credit limit so that with the interest charges at the end of the month, he goes over his credit limit and gets slapped with fees for that.

So the moral of the story: DONT GET A CREDIT CARD.

SirKenin · 09-20-2006, 12:57 AM

Dell actually isn't a bad computer. I don't know what you're worried about. They're way better than HP/Compaq, and my friend has a kickass Dell computer that would easily blow mine away.

You just have to know what you're buying and be careful.

bball4life · 09-20-2006, 02:13 AM

Quote:

Originally Posted by SirKenin

Dell actually isn't a bad computer. I don't know what you're worried about. They're way better than HP/Compaq, and my friend has a kickass Dell computer that would easily blow mine away.

You just have to know what you're buying and be careful.

Ya but how much more did he pay for his dell. Dell's suck for anything other then things like internet surfing, microsoft office stuff, and well any other basic stuff. Anything else you can build a much better computer for a lower cost.

SirKenin · 09-20-2006, 02:56 AM

Actually they don't have bad pricing and this thing is killer. It will do anything. It's certainly not just for surfing the internet. Actually some Dell pricing I can't even touch.

bball4life · 09-20-2006, 03:00 AM

Quote:

Originally Posted by SirKenin

Actually they don't have bad pricing and this thing is killer. It will do anything. It's certainly not just for surfing the internet. Actually some Dell pricing I can't even touch.

Not for a low end comp, like their $300 ones, but the gaming ones ya, they are overpriced.

footballstevo75 · 09-20-2006, 03:00 AM

Quote:

Originally Posted by kensc

I wanted to build my own pc but I cant because I dont have a credit card

you can get a visa gift card, works just like a credit card

bball4life · 09-20-2006, 03:04 AM

Quote:

Originally Posted by footballstevo75

you can get a visa gift card, works just like a credit card

Ya that wouldn't be a bad way to be able to order online, but you could just get a debit card from the bank. Anyway you still have to have the cash upfront.

[-0MEGA-] · 09-20-2006, 03:06 AM

Quote:

Originally Posted by footballstevo75

you can get a visa gift card, works just like a credit card

More like a debit card to be exact.

footballstevo75 · 09-20-2006, 03:12 AM

Quote:

Originally Posted by [-0MEGA-]

More like a debit card to be exact.

well, same idea, yeah he is going to need the cash upfront, it would be dumb to charge interest to a CC, when you have a fine pc at the moment, plus do you have a cash flow to even pay back the CC?

09-20-2006, 12:54 AM	#11 (permalink)
computermaineack Diamond Member Join Date: Dec 2004 Location: Connecticut Posts: 2,262	Don't get a credit card! One of the biggest mistakes kids make is getting a credit card before they're ready. If you miss payments, etc, it can REALLY screw up your credit future. For example, my dad's CC bills are pretty high (he had to charge a lot of his business costs to his personal credit cards or his suppliers were going to stop shipping to him). He recently started paying off his credit cards (well, a lot more, anyway). One one of his credit cards, every payment he makes, AMEX lowers his credit limit. He payed off the debt with the intent that he would have that much extra "leeway" in case he needed it, but instead, they keep lowering his credit limit so that with the interest charges at the end of the month, he goes over his credit limit and gets slapped with fees for that. So the moral of the story: DONT GET A CREDIT CARD. __________________ "Former Clinton advisor Dick Morris said, "Hillary Clinton will be the next President, but she'll be the worst President we've ever seen." After hearing this, President Bush said, "Wait a minute, I'm not finished yet."" -Conan O'Brien CPU: Q6600 G0 Mobo: eVGA 680i NF67-A1 Case: Antec P180B GPU: eVGA 8800GTS G92 512mb HSF: Tuniq Tower 120 RAM: 4gb DDR2-800 Corsair XMS2 4-4-4-12 PSU: Antec True Power Trio 550w

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09-20-2006, 12:57 AM	#12 (permalink)
SirKenin banned Join Date: Aug 2006 Posts: 4,711	Dell actually isn't a bad computer. I don't know what you're worried about. They're way better than HP/Compaq, and my friend has a kickass Dell computer that would easily blow mine away. You just have to know what you're buying and be careful.

09-20-2006, 02:56 AM	#14 (permalink)
SirKenin banned Join Date: Aug 2006 Posts: 4,711	Actually they don't have bad pricing and this thing is killer. It will do anything. It's certainly not just for surfing the internet. Actually some Dell pricing I can't even touch.