kensc

I wanted to build my own pc but I cant because I dont have a credit card and I cant use any one elses and my mom wont let me pay mothly payments for some reason. The only place my mom will let me buy a comp is from rent a center, and they only have cheap brands imo dell, compaq, and hp(which is ther brand I Have now and its a peice of crap and I really dont want to have the same problems again). I really wanted a good custom gaming computer with a tv tuner . so any advice for me?

Dropkickmurphys

you could buy a decent one from one of those companies, they all do decent PCs, i personally would stay away from dell, but just because its a brand make doesnt mean its gonna be a sack of shit, and you could buy a TV tuner seperately.....

__________________
Intel Core2 Quad Q6600 2.4Ghz (OC @ 2.9GHz)
Gigabyte P35C-DS3R motherboard
2GB 6400 DDR240 RAM
512Mb Geforce 8600GT OC'd (Hoping for a 9800GT soon)
500GB Seagate 7,500RPM HDD
Lite-on 20x DVD+RW
OCZ GameXStream 600W PSU
CoolerMaster Black Centurian 534 Case
Samsung 19" 1440x900 SyncMaster 940BW monitor / Samsung 19" 1440x900 TV
Dual Booting: Windows XP Proffessional SP2 / Windows Vista Business SP1

4W4K3

Save money until you have enough to get your own PC. In the meantime just consider yourself lucky that you have a computer that runs, gets on the internet, etc.

Nobody is going to let you use there credit card unless you can pay them upfront immediately. Because if for some reason you can't make a payment to them and the charge is on there credit card, that's a BAD credit mark for them. No one wants to be put in that situation. I'm a pretty generous guy, and even I wouldn't let my best friend make payments to me while a charge was on my card...having good credit is a pretty serious deal, and can have long term effects over the years. It's even more risky if the person is under 18 and asking you for money...there is really no guarantee even by law that you get the money tht is owed to you after the deal.

__________________
My Computer
I choose to believe what I was programmed to believe.
Can I eat your brain?
FOLDING FOR THE GOOD OF MANKIND :F@H Team 44358

kensc

what should I do? I can beg somebody I know. I definitely have the money, I just cant pay 3500$ at once, but 300$ a month is no prob. Im 18 and I have a job should I get my own credit card to make the payment?

Motoxrdude

Just save for a few months, it aint going to kill you. I would HIGHLY suggest not buying anything with a credit card that you don't have the money in cash with you. You will know what I mean if you don't listen to me. Just because you make $300+ a month, doesn't mean you will be able to pay for something thats $300 per month. Things happen which reqiure money and if you can't make a payment, you are screwed. So the answer is no.
Save for a few months and pay upfront.

__________________
RIP Mom 9/17/55-02/22/08.

McCain/Palin 08'

kensc

Right now I have 400$ I cant use that for the first 2 payments and then put more money in next month?

4W4K3

That doesn't make much sense lol. If you had the necessary money then you should be able to pay $3500 up front.

If you decide to get a credit card, listen to Motorxdude. Have the money already set aside, not just "I PLAN to save this much a month, but I'll SPEND it now." That's what gets you into trouble. One screw up, or late payment....and you're already making a mark on your financial future. You may be denied a car loan/house loan simply because you were a few payments late here and there on small purchases such as this computer or a TV or something un-important. Suddenly, those insignificant things you bought are the only thing between you and your home or your car...much BIGGER and more important purchases.

I guess what I'm saying is...it's worth the wait, don't just rush into getting a credit card because you want a new toy. You're pretty much signing away your life when you start making credit card payments...because you PROMISE to give them your money and they will DEFINETLY get it from you. Something comes up...too bad, you still owe them. And they will do just about anything to get there money.

__________________
My Computer
I choose to believe what I was programmed to believe.
Can I eat your brain?
FOLDING FOR THE GOOD OF MANKIND :F@H Team 44358

jljhlhl

Either buy a high(er) model of HP or whatever brand you want, which you will be overpaying for, or save your $300 a month for a year or less, and pay for it all at once. Even there, I wouldnt recommend paying $3500 for ONE computer, you can get a very decent gaming machine for around $2000, and then upgrade parts as needed, so you will be able to buy a nice gaming computer, sooner, cheaper.

__________________
Dell Vostro 1500
Intel Core 2 Duo T5470 (1.6GHz)
1GB DDR2 667MHz RAM
256MB NVIDIA GeForce 8600M GT
80GB 5400RPM Hard Drive
Windows XP Home

kensc

Okay, thanks much you all.

bball4life

You can get a pretty nice gaming comp for right around $1,000 and excellent one for about $1500, so save up for a few months and build yourself a nice comp around Christmas.

__________________
Fold To Cure Team 12912

AMD 3700+ San Diego (@2.75) I A8N SLI premium I 1 GB OCZ Gold PC3200 (@460 2-2-2-5) I 160GB Seagate HDD I EVGA 7900GT KO (@550/1800) I Seasonic S12 600W SLI PSU I Audigy 2ZS I MX3100 Mouse/Keyboard I Logitech x5300 I Dell E193FP 19" LCD I Black Aspire X-Cruiser
Macbook I 2.0GHz Yonah I 1GB RAM I 80GB HDD