Credit Card check status?

sHoW StOpPeR · 10-13-2006, 02:03 AM

Where do i check status about my credit? I mean im not getting approved on any credit cards!! I dont have credit establish! never had a creditcard. So how or where do i go and check why im not getting approved?

sHoW StOpPeR · 10-13-2006, 02:31 AM

Anyone?

sup2jzgte · 10-13-2006, 02:35 AM

freecreditreport.com

ahajv4life · 10-13-2006, 02:36 AM

how old are you? Under 18? There i nothing in the credit bearua for you. If you are 18-22, and can't get a credit card, look on visa.com or other large card companies, and look for a "tudent" card, or "first timer" card, which have small credit limits, but after months of paying off your card, they will raise it.

sup2jzgte · 10-13-2006, 02:44 AM

Quote:

Originally Posted by ahajv4life

how old are you? Under 18? There i nothing in the credit bearua for you. If you are 18-22, and can't get a credit card, look on visa.com or other large card companies, and look for a "tudent" card, or "first timer" card, which have small credit limits, but after months of paying off your card, they will raise it.

Thats not true, my first credit was a Mastercard with a $8k limit...........I still have it, just the limit is MUCH higher now. I started establishing credit the day I turned 18, I got a car loan with a co-signer and made double payments, so age might play into it, but not for everyone

sHoW StOpPeR · 10-13-2006, 02:48 AM

If my dad adds me as a co signer. Will that improves my credit score too? Or just his will increase?

sup2jzgte · 10-13-2006, 02:50 AM

Quote:

Originally Posted by sHoW StOpPeR

If my dad adds me as a co signer. Will that improves my credit score too? Or just his will increase?

If you are making payments and are on the loan it will help you out. Your best bet is to get a student card as said above. The interest rate is some what high, but do as ahajv4life said, charge ONLY what you can for and before you know it, you score will be better. Just make sure you dotn fall into the "Buy Now, Pay Later" rut.

sHoW StOpPeR · 10-13-2006, 03:28 AM

I need help finding a student credit with low apr. I see some with 9.99% APR but that requires fees from account fee from annual etc total comes up to 170 just by applying! I need to apply for low apr credit card that will approve me as a student from age 18-21 and with no annual or application fee/account fee.

sHoW StOpPeR · 10-13-2006, 03:54 AM

Quote:

Originally Posted by sup2jzgte

If you are making payments and are on the loan it will help you out. Your best bet is to get a student card as said above. The interest rate is some what high, but do as ahajv4life said, charge ONLY what you can for and before you know it, you score will be better. Just make sure you dotn fall into the "Buy Now, Pay Later" rut.

when i sign up. I get a results of " give the company 30 days to make a decision etc. That I will recieve the decision in the mail."

4W4K3 · 10-13-2006, 04:36 AM

Hmm, good luck finding a co-signer if that's what you're looking for. My own parents won't co-sign with me and I'm good with my money. Have never had a late insurance payment, have never overdrafted my bank account since I got it...and still no trust. boohoo.

I would suggest getting a Debit Card first if you don't have one already. Use it for a while, get used to "plastic money" and keeping up with your account online, etc. Don't overdraft or foul up, and keep the account in good standing for some time. Then, ask that same company for a Credit Card...and they will probably approve you, judging by your account you already have and how well you've maintained it. That gives them a little "background information" as to how you spen your money and how you treat your money. Simply walking in and asking for 0 APR, no fees, etc is a pretty risky investment especially if you have absolutely NO history with ANYBODY.

10-13-2006, 02:03 AM	#1 (permalink)
sHoW StOpPeR Silver Member Join Date: Sep 2006 Posts: 125	Credit Card check status? Where do i check status about my credit? I mean im not getting approved on any credit cards!! I dont have credit establish! never had a creditcard. So how or where do i go and check why im not getting approved?

10-13-2006, 02:35 AM	#3 (permalink)
sup2jzgte Diamond Member Join Date: Feb 2006 Location: The Gay State Age: 26 Posts: 1,596	freecreditreport.com __________________ Blind man ask me forgiveness I won't deny myself Disrespect you have given Your suffering's my wealth I feed off pain, force fed to love it And now I swallow whole I'll never live in the past LET FREEDOM RING WITH THE SHOTGUN BLAST! http://members.kashcart.com/?name=BLOWOUTITEMS

10-13-2006, 04:36 AM	#10 (permalink)
4W4K3 VIP Member Join Date: Jul 2004 Location: Lewisville, TX Age: 20 Posts: 6,876	Hmm, good luck finding a co-signer if that's what you're looking for. My own parents won't co-sign with me and I'm good with my money. Have never had a late insurance payment, have never overdrafted my bank account since I got it...and still no trust. boohoo. I would suggest getting a Debit Card first if you don't have one already. Use it for a while, get used to "plastic money" and keeping up with your account online, etc. Don't overdraft or foul up, and keep the account in good standing for some time. Then, ask that same company for a Credit Card...and they will probably approve you, judging by your account you already have and how well you've maintained it. That gives them a little "background information" as to how you spen your money and how you treat your money. Simply walking in and asking for 0 APR, no fees, etc is a pretty risky investment especially if you have absolutely NO history with ANYBODY. __________________ My Computer I choose to believe what I was programmed to believe. Can I eat your brain? FOLDING FOR THE GOOD OF MANKIND :F@H Team 44358

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10-13-2006, 02:31 AM	#2 (permalink)
sHoW StOpPeR Silver Member Join Date: Sep 2006 Posts: 125	Anyone?

10-13-2006, 02:36 AM	#4 (permalink)
ahajv4life Platinum Member Join Date: Aug 2004 Location: Minnesota Age: 24 Posts: 729	how old are you? Under 18? There i nothing in the credit bearua for you. If you are 18-22, and can't get a credit card, look on visa.com or other large card companies, and look for a "tudent" card, or "first timer" card, which have small credit limits, but after months of paying off your card, they will raise it.

10-13-2006, 02:48 AM	#6 (permalink)
sHoW StOpPeR Silver Member Join Date: Sep 2006 Posts: 125	If my dad adds me as a co signer. Will that improves my credit score too? Or just his will increase?

10-13-2006, 03:28 AM	#8 (permalink)
sHoW StOpPeR Silver Member Join Date: Sep 2006 Posts: 125	I need help finding a student credit with low apr. I see some with 9.99% APR but that requires fees from account fee from annual etc total comes up to 170 just by applying! I need to apply for low apr credit card that will approve me as a student from age 18-21 and with no annual or application fee/account fee.