There are actually different ways to learn that include schooling and pratical experience as well as doing what you are now namely "asking questions". While 64bit OSs are now available the software market is still 32bit probably for the next several years.
Overclocking or simply put OCing is trying to push hardwares like a cpu, memory, main board, or video card to see what speed it run the fastest at. This also places more stresses on hardwares and is nothing to rush into. Experienced users still take things one step at a time there to avoid damaging their system.
Spftware programmers/designers, repair techs, engineers all have to go through some type of schooling with the latter there going through a 4year college. Some software programmers also go 4yrs. over a 2yr. community type college. For actually working with hardwares that's where the practical "hands on" type experience plays an important role.
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