Probably not. Of course, not doing so requires some degree of common sense and general caution ... which is sometimes too much to assume... if you feel paranoid, go for it... not more than $10 so you'll be okis this really that important
"Likely" nothin unless you are really careless at which you probably deserve it (its pretty hard to serious destroy something)what kind of damage are you likely to do if not taking the proper precautions?