^ or when someone is sniffing, they can grab them too. >.>
Anyway, it really depends on bandwidth as well. On a regular home DSL connection for example, you can have about 3-4 computers before you notice any differences.
Think of it like this: your streaming video from youtube (let that represent bumper to bumper traffic on a freeway) then someone checks their email (car tries to merge in to the traffic) and it slows down the video stream or email (people get mad and there is road rage). A switch would be like a traffic cop, telling people when to go and who can merge.
So I guess a switch would increase speed on more active/crowded networks, but having a traffic cop on an empty freeway might cause a little distraction (only nanoseconds).
If everyone is just browsing the web or chatting, there wouldn't be any noticeable difference. When someone does some heavy load activities, then it is an issue, which is why a lot of bigger networks require load balancing of some sort.
So it's not really divided evenly, people just use all of what is available.