NO

Nope, if you have a 64 bit processor you can run a 32 bit operating system and 32 bit applications as well.
 
The only time 64 bit will come into play is if your running a 64 bit Operating System, if you have a 64 bit Intel or AMD and run XP 32bit your running 32bit, nothing you can do about it.
 
Just so you know, I have a Dual boot system here. One partition is meant for XP 32bit and one partition for Vista 64 bit, and it runs pretty well.
 
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