smiley central I do not have, I have been part of this forum long enough to know about msconfig, nothing in there is checked but my nVIDIA drivers. Also my AVG may look out of date but it is not, thats just the email scanner deactivated, AVG updates every couple of days.
also I got all the scanners talked about in the link bluedishwasher posted, and more!
I am a bit busy now, but when I get time I will completely remove video drivers and reseat vid card, I still think it has something to do with that..
will post back in a few days with results..