Jesus, you talk about the Cloud as if it is something new... server-based storage has been around for a long time, mass storage has and will continue to get cheaper (and faster). Because this storage is beginning to become more accessible to smaller businesses and such, it has passed the threshold for being released directly to the public. However, few consumers want to buy "Intelligent phone with touch-screen interface", then want an iPhone. So, no consumer would want to put money into "server-based mass storage", they want their stuff on the magical and wonderful "Cloud". This stuff has been used for a LOT of businesses, companies, enterprises... and on occasion, we hear about one or two companies out of them being hacked. You worry about this kind of storage being a large target ... isn't Fort Knox a huge target? IIRC, no federal bank has had money/gold stolen from them... the only incident was a drunkard who walked into one of the FedBank lobbies and asked a guard for the money.